I’m not working any longer as a financial advisor. I will return to school to become a teacher in September 2012. In the meantime, I enjoy researching investments and I will be managing my own investments. I know many people
Inflation jumped to 3.3% year-over-year. I think this was unexpected, although given my personal experience with gas prices and what I’m hearing about food prices, it seems reasonalbe. Inflation leads to higher interest rates, which slows down economic activity. Although
It’s easy to look around me and think, “If only…” I see this especially in people who buy lottery tickets. I’ve heard that lottery tickets are a licence to dream. A person allows themselves to answer the question, “If I
Interest rates have moved very little since last week, but seem to be slightly reduced. The yield curve is positive, however, which is indicative that policy makers believe the economy is in expansion mode. An example of this was the
I recently returned from my vacation in Phoenix. My family spent time with a few different families, friends and relatives, as well as observing other vacationers that we met or watched. In each case, it’s interesting to think about why
The posted 5 year mortgage rate jumped from 5.34% to 5.69%. All else being equal, this increases the total cost of houses to purchases and makes qualifying more difficult, so that the market price of houses is likely to fall.
Interest rates are a little higher. Bond values have fallen while stocks have gained. In fact, the momentum of stocks is far better than the momentum of bonds (which is negative). I’m not concerned for the moment. Okay, I’m in